📞 Have questions? Call us now at 626-238-1511 for a free insurance verification.
Getting the care you need shouldn’t be complicated. At Invicta Recovery Center, we handle the insurance process for you, from verifying your benefits to securing prior authorization, so you can focus on what matters most: getting better. Most major insurance plans are accepted, and our team can confirm your coverage within minutes at no cost to you.
We work with Anthem, Aetna, United Healthcare, Surest, Horizon, HIghmark, Mayo Medical Plan, UMR, Cigna, Adventist Health, Tricare, California Blue Shield, and more.
Does Insurance Cover Substance Use and Mental Health Treatment?
Yes, most insurance plans are legally required to cover mental health and substance use disorder treatment. Under the Mental Health Parity and Addiction Equity Act (MHPAEA) and the Affordable Care Act (ACA), behavioral health services must be covered on par with physical health conditions. That means services like detox, outpatient programs, and therapy are often covered, at least in part, by your plan.
We accept most major insurance providers, including:
- PPO (Preferred Provider Organization) plans
- Some HMO (Health Maintenance Organization) plans with prior authorization
- Out-of-network coverage options
- Employer-sponsored plans
- Private insurance plans
- Anthem, Aetna, United Healthcare, Cigna, Surest, Highmark, UMR, Tricare, California Blue Shield, and more
Don’t see your provider listed? Reach out to verify your coverage before you begin.
What Services Are Typically Covered?
Coverage varies by plan and provider, but insurance often covers the following levels of care at Invicta Recovery:
- Detox: Frequently covered when deemed medically necessary
- Partial Hospitalization Program (PHP): Often covered with pre-authorization
- Intensive Outpatient Program (IOP): Widely covered as a step-down from inpatient care
- Standard Outpatient: Individual therapy, group counseling, medication management, and psychiatric evaluations
- Dual Diagnosis Treatment: Many plans provide integrated care coverage for co-occurring mental health and substance use disorders
We also help clients understand their deductibles, co-pays, and out-of-pocket maximums before treatment begins, so there are no surprises.
Learn What’s Covered on Your Plan Now:
📞 Have questions? Call us now at 626-238-1511 for a free insurance verification.
In-Network vs. Out-of-Network: What’s the Difference?
Many clients wonder whether they need to be “in-network” for services to be covered. The answer depends on your plan, and out-of-network benefits can sometimes work just as well.
In-Network: Lower out-of-pocket costs, but may come with stricter requirements or limited provider options.
Out-of-Network: Higher out-of-pocket costs, but greater flexibility in choosing a facility like Invicta Recovery.
We work with both in-network and out-of-network benefits and will help you maximize your coverage either way. PPO plans in particular often include out-of-network benefits, meaning you may still receive partial reimbursement for treatment even if we’re not listed as in-network with your provider.
What Is Insurance Authorization, and Do I Need It?
Before starting certain levels of treatment, your insurance provider may require prior authorization (also called pre-authorization or prior approval). This process confirms that the treatment is medically necessary and meets the criteria for coverage. It’s most commonly required for PHP, IOP, and higher levels of care.
At Invicta Recovery, we handle the entire authorization process on your behalf. Our admissions team will:
- Contact your insurance company directly
- Submit the necessary clinical documentation
- Communicate with your provider to secure approval
You won’t need to navigate the paperwork alone. We’re experienced in this process and will keep you informed every step of the way.
📞 Have questions? Call us now at 626-238-1511 for a free insurance verification.
How to Use Your Insurance at Invicta Recovery: Step by Step
Here’s what happens when you reach out to us:
- Step 1: Contact Us. Call (626) 600-3124 or fill out our online form. One of our admissions specialists will walk you through your options and answer any questions.
- Step 2: Free Insurance Verification. We’ll verify your benefits at no cost, including your deductibles, covered services, length of stay, out-of-pocket costs, and co-insurance details.
- Step 3: Pre-Authorization (If Needed). Our clinical team handles all documentation and communication with your insurance provider.
- Step 4: Admission Planning. Once approved, we help you plan your start date and arrange travel if needed. We welcome clients from across the U.S.
- Step 5: Treatment Begins. You’ll receive evidence-based, compassionate care in a supportive environment, with your out-of-pocket costs minimized as much as possible.
We Do Free Insurance Verification & Insurance Authorization:
What If I Don’t Have Insurance?
Not having insurance is not a barrier to getting help. We offer several options for clients who are uninsured or underinsured:
- Private pay plans with flexible payment arrangements
- Financing options through third-party partners
- Guidance on state programs and benefits you may not know you’re eligible for
Don’t let finances be the reason you or a loved one doesn’t get the help they deserve. Reach out to us, and we’ll help you find a path forward.
📞 Have questions? Call us now at 626-238-1511 for a free, confidential treatment consultation.
Or, fill out our online form below ⬇️ and get a confidential callback.
Take the First Step Today
Whether you’re struggling with addiction, anxiety, depression, or both at once, Invicta Recovery Center is here to help. Understanding your insurance benefits shouldn’t be a barrier. It should be the bridge to a healthier life.
Call us now at (626) 600-3124 for free insurance verification and immediate support.
Email: Contact@invictarecovery.com
Address: 2235 Lake Ave, Suite #110, Altadena, CA 91001
All communications are HIPAA compliant and 100% confidential.
Here are some questions people also ask about insurance verification for addiction treatment and detox services.
Will my insurance cover the full cost of rehab?
It depends on your plan. Many plans cover a significant portion of treatment costs, but you may still be responsible for co-pays, deductibles, or coinsurance. We’ll break down exactly what’s covered before you begin. No surprises.
What documents do I need to provide?
Typically, all we need is a photo ID and your insurance information to verify your benefits. If prior authorization is required, our team will ask a few clinical questions about your symptoms, history, and current concerns.
Do you accept Medicaid or Medicare?
Invicta Recovery currently works primarily with private insurance and out-of-network PPO plans. If you’re unsure about your eligibility, call us and we’ll help you find the best fit, even if that means pointing you toward another provider.
Do I need to live in California to receive treatment?
No. We admit clients from all over the United States and can assist with travel arrangements to make the process as smooth as possible.